Inherited IRA RMD / MRD: Required Minimum Distribution
(aka Minimum Required Distribution) Calculator

This calculator determines the minimum required distribution (known as both RMD or MRD, which is really confusing!) from an inherited IRA based on the IRS single life expectancy table. Note that the minimum is different for spouses and non-spouse beneficiaries. Also note that inherited Roth IRA withdrawals are not subject to any tax if the Roth IRA was previously held for five years. Please also remember that even though you withdraw money out of the IRA you do not have to spend it all, and you can invest it elsewhere if you choose.

Age	Divisor	Balance	Withdrawal
50	34.2	150000	4385.96
51	33.2	152894	4605.26
52	32.2	155703	4835.53
53	31.2	158411	5077.30
54	30.2	161001	5331.17
55	29.2	163453	5597.73
56	28.2	165748	5877.61
57	27.2	167864	6171.49
58	26.2	169777	6480.07
59	25.2	171462	6804.07
60	24.2	172891	7144.27
61	23.2	174034	7501.49
62	22.2	174859	7876.56
63	21.2	175332	8270.39
64	20.2	175414	8683.91
65	19.2	175067	9118.11
66	18.2	174247	9574.01
67	17.2	172906	10052.71
68	16.2	170996	10555.35
69	15.2	168463	11083.11
70	14.2	165249	11637.27
71	13.2	161292	12219.13
72	12.2	156527	12830.09
73	11.2	150881	13471.60
74	10.2	144280	14145.18
75	9.2	136642	14852.43
76	8.2	127879	15595.06
77	7.2	117898	16374.81
78	6.2	106600	17193.55
79	5.2	93876	18053.23
80	4.2	79614	18955.89
81	3.2	63691	19903.68
82	2.2	45977	20898.87
83	1.2	26332	21943.81
84	0.2	4608	23041.00